🛡️ Protect Yourself from Foreclosure Scams
1. Reinstatement
If you’ve fallen behind but now have the funds, reinstatement allows you to catch up on missed payments and bring your loan current. This option stops foreclosure and lets you keep your home, but it requires paying the full past-due amount in one lump sum.
2. Loan Modification
A loan modification restructures your mortgage to make payments more affordable. Your lender may adjust the interest rate, extend the loan term, or roll missed payments back into the loan. For many homeowners, this provides the breathing room needed to get back on track.
3. Bankruptcy
Filing bankruptcy can temporarily stop foreclosure through an “automatic stay.” This option gives you time to reorganize your finances, but it comes with serious credit implications. It’s best to consult with a qualified attorney before taking this route.
4. A Cash Sale
If keeping the home isn’t realistic, selling quickly for cash can stop foreclosure in its tracks. We buy houses in any condition, as-is, and handle the process fast so you can walk away with peace of mind — and often with money in your pocket.
5. Subject-To Sale
With a “subject-to” sale, we take over your existing mortgage payments, so you avoid foreclosure while transferring ownership of the property. This option can protect your credit and remove the financial burden without requiring you to come up with cash.
We don’t just provide services; we create experiences that transform lives.
We understand foreclosure laws and can provide tailored solutions.
Our achievements speak for themselves, with countless success stories and satisfied clients.
We go over all of YOUR options to see what best fits YOUR PERSONAL situation
We are apart of a National community who has stopped 1000s of foreclosure.
Touch of Agape Homes
we help homeowners facing foreclosure explore every option to stay in their home. If moving on is the best choice, we provide a fair cash offer — no matter the condition or situation. Honest help, without the pressure.
